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Before you sell your house, the title search is a crucial step. It does not only prove that you are indeed selling the property under terms that you have agreed to with the buyer but also helps the buyer to narrow down the list of properties that are available. It can save you time, effort, and money. The first step is to know the basics of the title search. Title search companies online have extensive databases that can find information about every kind of title issue.
Title searches search deep into public records that are related to the property in question. A title search firm or lawyer will use various public records to confirm that the owner of the property is the right one in all cases. Beyond this it also will identify any preexisting or future claims on the property. This includes all types of judgments, liens, and encumbrances.
Property title searches can generally be done without charge through providing the county in which the property is situated and the name of its owner. However, certain counties may not have full databases to be searched. If you send the mortgage agreement or deed in the first instance, the cost is usually included in the package. It is not possible to conduct a search for names when you submit the documents for free.
The title search deed can be performed free of charge on many websites of title companies. However, you might need to pay a nominal fee to a title company to conduct a more thorough search. Most title searches will return results with the name of the owner address, address, location and telephone number. A title firm can determine which owners the prior owners were, and if they have any outstanding judgments against the property. They also can provide details about lender participation in the financing of the mortgage.
There are many methods to clear title without having to hire an expert. The first step is to check the lien and be sure it’s legal. You can check this out online or at your local courthouse. Another alternative is to get the lien dissolved through judicial foreclosure. This means that after the sale of the mortgage, a title search would be unnecessary because there would be a clear title history.
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You will need legal documents in order to conduct a Texas title search. These legal documents are called Abstracts of Title. They can be found at the county clerk’s office or at the offices of the Texas Real Estate Commission (TXRCC). Many people prefer to use an online title search service because it’s faster and less time-consuming. Many title search companies have complete databases online that will find every legal document you require.
It is important to note that when you conduct a title search in Texas you will come across liens that are attached to trust deeds and mortgages, as well as other types of public records. When searching for public records they are generally accessible for free. It can take up two weeks to process a search request due to the volume of data needed. If you need to retrieve additional information, you will be charged an additional fee.
In addition to Abstract of Title records, you may also need to find out the owner’s name or lien number. The Texas Register can usually provide the name of the owner. Register your title search request. If you are unable to find it, look again in the Register and try again. The information is typically available on the first day of each month.
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