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The title search is a necessary step prior to selling your home. This is not just a way to confirm that the property is being sold on terms you have agreed to with the buyer but also helps buyers narrow down the list of possible properties. It saves you time, effort, and money. Before you conduct the title search, you must first understand how it operates. Online search firms have extensive databases that pull up information on a variety of title issues.
Title searches are a thorough examination of public records that relate to the property in question. A title search firm or lawyer will make use of a variety of public records to prove that the owner of the property is the correct one in the majority of instances. Beyond this the title search uncovers any existing or future claims against the property. This includes all types of judgments, liens and encumbrances.
Searches for title to property can generally be done without charge through providing the county where the property is located and the name of the owner. However, some counties may not have complete databases for search. When you submit the mortgage or deed in the first instance, the cost is usually included in the bundle. You won’t be able to conduct a search for names when you submit the documents for free.
Many websites of title companies provide free deed-of-title searches. However, you may need pay a small cost to a title firm for a more in-depth search. The majority of title searches will return results that include the current owner’s name as well as address. A title company can identify the previous owners, and also determine if there’s outstanding judgments on the property. They also can provide details regarding lender participation in the financing of the mortgage.
There are many ways to get title cleared without having to employ an expert. First, you must verify the lien to ensure it’s valid. You can check this out online or go to your local court house. Another option is to have the lien dissolved through judicial foreclosure. This means that an investigation into the title is not required following the sale of the mortgage, as there will be a clear history of title.
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When conducting an inquiry into the title in Texas it is necessary to obtain legal documents. These legal documents are referred to as Abstracts of Title. They are available at the county clerk’s office or from offices of the Texas Real Estate Commission (TXRCC). Because this can be an time-consuming process many people decide to use an online title search service. Many title search companies have extensive databases online that you can locate every legal document you require.
It is important to remember that when you conduct a title search in Texas you will find lien documents that are linked to trust deeds, mortgages and other types of public records. When searching for public records you can usually access them for no cost. However, because of the volume of data that you’ll need it could take as long as two months for the processing of the request for search. If you have to access additional data, you will be charged an additional charge.
You may also need information regarding the owner’s name or lien number. You can typically find the owner name by going to the Texas Register and registering your title search request. If you don’t find it, go to the Register again and try again. The information is generally available on the first of the month of the year.
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