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Before you sell your house, the title search is a crucial step. It doesn’t only verify that you are selling the property on terms that have been agreed upon with the buyer but also helps the buyer narrow the list of properties that are available. More importantly, it helps you avoid purchasing a shoddy property and saves you time, time and effort. Before conducting an online title search, you must first understand how it works. Title search companies on the internet have extensive databases that pull up information on all kinds of title issues.
The title search digs deep into the public records accessible for the specific property in question. In the majority of instances, a title research legal firm or attorney will use the public records to verify that the new owner is actually the owner. The title search will also uncover any future or preexisting claims against the property. This includes all kinds of liens, encumbrances and judgments.
Property title searches can usually be done without charge by providing the address of the county in which the property is located as well as the name of the owner. Some counties may not have databases that can be searched. The cost usually is part of the deal when you file the deed of title or mortgage agreement. It is not possible to conduct a search for names when you send the documents free.
Many websites of title companies provide free searches for deeds of title. For a more thorough search however, you might need to pay a small fee to the title company. The majority of title searches will return results that include current owner’s name and address. A title company will be able to determine which owners the prior owners were and if they have outstanding judgments on the property. They can also provide information about lender participation in financing the mortgage.
There are many ways to get title cleared without having to use a professional. First, you must verify the lien to ensure it is valid. You can check this out online or go to your local courthouse. Another alternative is to get the lien dissolved through the process of judicial foreclosure. This means that following the mortgage has been sold it is possible to conduct a title search. be unnecessary because there would be a clear title history.
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You will need legal documents to conduct an Texas title search. These legal documents are called Abstracts of Title. They are available in the Texas Real Estate Commission (TXRCC) offices or at the county clerk’s. Because this can be very time-consuming many people decide to make use of an online title search service. Many title search companies have complete databases that are accessible online, where you can locate all the legal documents you require.
It is crucial to know that when you conduct an online title search in Texas there are liens that are attached to the deed of trust, mortgages and other types of public records. If you search for public records they are generally accessible for free. It could take up to two weeks to complete the request for a search due to the volume of information required. You can expect to pay an additional amount if you require more information.
In addition to Abstract of Title records, you might also need to find out information about the owner’s name or lien number. You can typically find the owner’s name by visiting the Texas Register and registering your title search request. If you do not see it there, you can search again in the Register and try again. The information is generally available on the first day of each month.
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