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The title search is a vital procedure prior to selling your house. This will not only prove that the property is sold in accordance with the terms you agreed to with the buyer but it also aids the buyer find the most suitable possible properties. More importantly, it helps to avoid purchasing a dud property and saves you time effort and money. Before you conduct a title search, you must first understand how it operates. Title search companies online have extensive databases that offer information on all kinds of title problems.
Title searches search deep into public records that pertain to the property being searched. In most instances, a title search firm or lawyer will use the public records to confirm that the owner is the owner. The title search can also identify any preexisting or future claims against the property. This includes all sorts of encumbrances, liens and judgments.
Generally, searches for property titles are free by providing the address of the county in which the property is located as well as the name of the proprietor. However, some counties may not have complete databases to be searched. The cost is usually part of the deal when you file the deed of title or mortgage contract. It is not possible to conduct a name search in the event that you submit the documents for no cost.
The title search deed can be done for free through many title company websites. To do a more thorough search however you may have to pay a small fee to an entity that is a title. The majority of searches for title will yield results with the current owner’s name and address, along with the location and telephone number. A title company can identify which owners the prior owners were, and if they have any outstanding judgments on the property. They can also provide information regarding the lender’s involvement in financing the mortgage.
There are a variety of ways to get rid of title without having to hire an expert. First, you must verify the lien to ensure that it’s valid. This can be done online or at the local courthouse. Another option is to have the lien cleared through the process known as judicial foreclosure. This means that, after the mortgage has been sold an investigation into the title would not be necessary since there will be a clear title history.
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You will require legal documents to conduct the Texas title search. These legal documents are referred to as Abstracts of Title. These documents can be found at the Texas Real Estate Commission (TXRCC) offices or at the county clerk’s. Because this can be a time consuming process most people choose to utilize an online title search service. Numerous title search companies provide online databases that permit you to locate all the legal documents you need.
It is essential to keep in mind that liens attached to mortgages, deeds of trust as well as other public records will be found when you conduct the Texas title search. When searching for public records you can generally access them for free. It can take up to two weeks to process the request for a search due to the volume of information required. If you need to retrieve additional data, you will be charged an additional fee.
In addition to Abstract of Title records, you may need to also get information about the owner name or the lien number. You can usually access the owner name by visiting the Texas Register and registering your title search request. If you don’t find it, go to the Register again and try again. The information is typically available on the first day of each month.
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