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A title search is an essential step prior to selling your house. It not only confirms that you’re selling the property on terms that have been agreed upon with the buyer, but it also assists the buyer narrow down the list of properties that are available. In addition, it can help you avoid buying a dud property, and saves time time and effort. It is important to know the basics of a title search. Online title search companies have vast databases that find information about the various types of title issues.
Title searches search deep into public records that pertain to the property that is being searched. A title search firm or lawyer will utilize a variety of public records to confirm that the new owner is the correct one in the majority of cases. The title search will also identify any claims that may be forthcoming or already existing against the property. This includes all kinds of judgments, liens, and encumbrances.
Typically, property title searches are performed for no cost by submitting the address of the county where the property is situated and the name of the proprietor. Some counties may not have complete databases available for searches. The cost is usually part of the deal when you file the title deed or mortgage agreement. You won’t be able to do a name search if you send the documents free.
The title search deed is available at no cost through a variety of title company websites. For a more thorough search however you might have to pay a small cost to an entity that is a title. Most title searches will return results that include the current owner’s name as well as the address, location, and telephone number. A title company can determine who the previous owners were, and if they have outstanding judgments on the property. They also can provide information about lender participation in the financing of the mortgage.
There are a variety of ways to clear title without needing to employ an expert. The first step is to check the lien and be sure it’s valid. It can be done via the internet or at your local courthouse. Another alternative is to get the lien lifted through the process of judicial foreclosure. This means that after the mortgage is sold an investigation into the title would be unnecessary because there would be a clear history of the title.
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You’ll require legal documents in order to conduct an Texas title search. Legal documents like these are referred to as Abstracts of Title. They are available in the Texas Real Estate Commission (TXRCC) offices or at the county clerk’s. Many people prefer to use an online title search as it’s quicker and takes less time. Many title search companies have entire databases available online where you can locate every legal document you require.
It is vital to note that liens attached to mortgages, trust deeds, and other public records will be found when conducting the Texas title search. When you search for public records, they are generally accessible for no cost. However, because of the volume of data you will need to collect, it can take as long as two months to process the search request. You could be charged an additional fee if you need to obtain more information.
Alongside Abstract of Title records, you may also have to obtain information about the owner’s name or lien number. The Texas Register can usually provide the owner name. Register your title search request. If you do not see it there, search for it again at the Register and try again. The information is generally available on the first day of the month.
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