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When you are selling your home the title search is an essential step. This will not only prove that the property is sold under terms you have agreed to with the buyer but also helps buyers narrow down the list of potential properties. In addition, it can help you avoid buying a dud property, and saves time, time and effort. First, you need to be aware of the fundamentals of the process of a title search. Online title search companies have vast databases that pull up information on all kinds of title problems.
Title searches are a thorough examination of public records related to the property in question. In most instances, a title search lawyer or company will make use of various public records to verify that the new owner is actually the owner. The title search will also determine any future or preexisting claims against the property. This includes all kinds of encumbrances, liens and judgments.
Generally, property title searches are conducted for free by submitting the address of the county where the property is located and also the name of the proprietor. However, some counties may not have complete databases to be searched. The cost is usually part of the package when you submit the title deed or mortgage agreement. You will not be able to do a name search if you send the documents free.
Many sites of title companies provide free deed-of-title searches. If you want to conduct a thorough search, however you may have to pay a small cost to the title company. Most searches on title will return results that include the current owner’s name, location, address, and phone number. A title company can identify which owners the prior owners were and whether they have any outstanding judgments on the property. They also can provide information about lender participation in financing the mortgage.
There are many ways to clear title without having to engage professionals. One way is to first examine the lien and make sure that it’s valid. You can do this online or go to your local court house. Another option is to have the lien removed through judicial foreclosure. This means that following the mortgage is sold the title search would be unnecessary because there would be a clear title history.
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When conducting a title search in Texas You will need to get legal documents. These legal documents are known as Abstracts of Title. They are available in the Texas Real Estate Commission (TXRCC) offices or at the county clerk’s. Many people choose to use an online title search because it is quicker and takes less time. Many title search companies offer online databases that allow you to search for all the legal documents you need.
It is important that you keep in mind that liens attached to deeds of trust, mortgages, as well as other public records can be found when you do a Texas title search. When searching for public records you are able to access them for free. It could take up to two weeks to complete an inquiry due to the volume of data needed. You can expect to pay an additional fee if want to retrieve more data.
In addition to Abstract of Title records, you may also need to find out information about the owner’s name or lien number. The Texas Register can usually provide the name of the owner. You can register your request for a title search. If you don’t see it, search at the Register again and try again. The information is generally available on the first day of each month.
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