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The title search is an essential step prior to selling your house. This not only confirms that the property is being sold under terms you have agreed to with the buyer but it also helps buyers narrow down the list of potential properties. It saves time energy, effort, and even money. It is important to understand the basics of the process of a title search. Online title search companies have vast databases that locate information about all kinds of title problems.
Title searches are a thorough examination of public records that relate to the property that is being searched. In most instances, a title search company or lawyer will utilize a number of public records to confirm that the new owner is indeed the owner. Beyond this however, the title search uncovers any existing or future claims against the property. This includes all sorts of liens, encumbrances or judgments.
Generally, searches for property titles are done free of charge by providing the address of the county where the property is situated as well as the name of the proprietor. However, some counties might not have complete databases for search. The cost is typically part of the package when you submit the deed of title or mortgage agreement. If you submit the documents for free of cost, you will be able to perform a name search.
Many sites of title companies offer free searches on deeds-of-title. However, you may have to pay a nominal cost to a title firm to do a more detailed search. The majority of searches for title will yield results that contain the current owner’s name and address. A title company will be able to determine who the previous owners were and whether they have any outstanding judgments against the property. They also can provide details about the involvement of lenders in the financing of the mortgage.
There are a variety of ways to clear title without having to engage an expert. First, you must verify the lien to verify that it’s valid. You can check this out online or visit your local court house. Another alternative is to have the lien lifted through the process of judicial foreclosure. This means that, after the mortgage has been sold, a title search would be unnecessary as there would be a clear title history.
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When conducting a title search in Texas it is necessary to obtain legal documents. These legal documents are known as Abstracts of Title. They can be found at the Texas Real Estate Commission (TXRCC) offices or at the county clerk’s. Since this is lengthy most people choose to utilize an online title search service. Many title search companies have complete databases that are accessible online, where you can search for all the legal documents you need.
It is important to remember that when you conduct an online title search in Texas there are lien documents that are linked to the trust deed, mortgages and other types of public records. If you search for public records they are generally accessible for no cost. However, due to the volume of data that you’ll need it could take up to two months to process your search request. Expect to pay an additional amount if want to retrieve more data.
You may also need information regarding the title number or owner name. You can typically find the owner name by visiting the Texas Register and registering your title search request. If you are unable to find it there, search for it again at the Register and try again. The information is generally available on the first day of each month.
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