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A title search is an essential step before selling your house. It not only confirms that you are indeed selling the property under terms that you have agreed to with the buyer, but it also assists buyers narrow down the selection of potential properties. More importantly, it helps to avoid purchasing a dud property, and saves time time and effort. Before you conduct the title search, you must first know how it operates. Title search companies online are equipped with extensive databases that provide details on all sorts of title problems.
The title search delve deep into the public records available for the specific property in question. In most cases, a title search legal firm or attorney will use a number of public records to confirm that the owner is indeed the owner. In addition the title search locates any existing or future claims against the property. This includes all kinds of judgments, liens, and encumbrances.
Searches for title to property can generally be performed for free through providing the county where the property is located as well as the name of the owner. Some counties might not have complete databases that can be searched. If you send the mortgage or deed the cost is usually included in the bundle. If you submit the documents free of cost, you’ll only be able run an online search for the name.
Many websites of title companies provide free searches for deeds of title. However, you may have to pay a cost to a title firm to conduct a more comprehensive search. The majority of searches for title will yield results that include current owner’s name and address. A title company will be able to determine who the previous owners were, and if they have any outstanding judgments on the property. They can also provide information regarding lender participation in financing the mortgage.
There are numerous ways to clear title without having to engage a professional. One option is to verify the lien and make sure it’s legal. It can be done via the internet or at your local courthouse. Another option is to get the lien clear through the process known as judicial foreclosure. This means that, after the sale of the mortgage, a title search would be unnecessary since there would be a clear title history.
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When conducting a title search in Texas, you will need to obtain legal documents. These legal documents are known as Abstracts of Title. These can be found at the county clerk’s office or at the offices of the Texas Real Estate Commission (TXRCC). Since this is an time-consuming process, many people will opt to use an online title search service. A lot of title search companies provide online databases that permit you to locate all the legal documents you require.
It is vital to keep in mind that when you do a title search in Texas you will come across lien records that are attached to the trust deed and mortgages, as well as other types of public records. If you search for public records you can generally access them for no cost. However, due to the volume of data you’ll need to gather, it can take as long as two months to process the request. Expect to pay an additional fee if want to retrieve more data.
You may also need information about the lien number or the owner’s name. You can usually access the owner’s name by visiting the Texas Register and registering your title search request. If you aren’t able to find it, try searching the Register again and try again. The information is generally available on the first day of every month.
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