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A title search is a vital step prior to selling your house. It is not just a way to confirm that you are indeed selling your property in accordance with the terms agreed upon with the buyer, but it also assists the buyer narrow down the potential properties. Additionally, it helps to avoid purchasing a dud property and saves you time effort and money. Before conducting a title search, it is important that you must first know how it works. Online search firms have vast databases that provide information on all kinds of title issues.
Title searches dig deep into public records related to the property in question. In most instances, a title research company or lawyer will utilize a number of public records to verify that the owner is the owner. Beyond that however, the title search will identify any preexisting or future claims against the property. This includes all types of judgments, liens and encumbrances.
Searches for title to property can generally be done without charge by providing the address of the county in which the property is located as well as the name of the owner. Some counties may not have databases available for searches. The cost usually is part of the deal when you file the deed of title or mortgage contract. If you provide the documents free of cost, you’ll only be able run an online search for the name.
Many sites of title companies provide free deed-of-title searches. However, you may need to pay a cost to a title firm to do a more detailed search. Most title searches will return results that include the name of the owner and address, along with the location and phone number. A title firm can determine which owners the prior owners were and whether they have any outstanding judgments on the property. They also can provide details regarding lender participation in financing the mortgage.
There are a variety of ways to get title cleared without needing to engage a professional. First, verify the lien to ensure that it is valid. This can be done via the internet or at the local courthouse. Another alternative is to have the lien removed through the process of judicial foreclosure. This means that, after the sale of the mortgage it is possible to conduct a title search. be unnecessary as there would be a clear title history.
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You will need legal documents to conduct the Texas title search. Legal documents are also known as Abstracts of Title. They can be obtained from the county clerk’s office , or at offices of the Texas Real Estate Commission (TXRCC). Many people prefer to use an online title search service because it’s quicker and more efficient. Many title search companies have complete databases that are accessible online, where you will find all the legal documents you need.
It is important to remember that when you perform an online title search in Texas you will find lien records that are attached to the deed of trust, mortgages and other types of public records. If you search for public records you can generally access them for no cost. However, because of the volume of data you will need to collect it could take as long as two months for the processing of the search request. If you need to retrieve additional data, you will be charged an additional fee.
You might also require information about the title number or owner name. You can usually access the owner name by visiting the Texas Register and registering your title search request. If you don’t see it, try searching the Register again and try again. The information is generally available on the first day of every month.
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